Organizations sponsoring NeighborhoodLlift in Houston, TX.

Down Payment Assistance for qualified homes in Houston Texas

NeighborhoodLIFT has returned to Houston! NeighborhoodLIFT is a national down payment assistance program sponsored by Wells Fargo and NeighborWorks® America. It provides eligible homebuyers with $15,000 to use toward down payment and closing costs on qualified homes. For veterans and service members, teachers, paraprofessionals, law enforcement officers, firefighters and emergency medical technicians, the program provides $17,500.

 

 

Partners in offering DownPayment Assistance

Avenue Community Development Corporation, Fifth Ward Community Redevelopment Corporation and the Tejano Center for Community Concerns are proud to be part of the NeighborhoodLIFT program in collaboration with Wells Fargo and Neighborworks America®. Discover the possibilities of homeownership and find out if it's right for you!

 

NeighborhoodLIFT Program Information

  • Provides eligible homebuyers with $15,000 in down payment assistance on qualified properties ($17,500 for veterans and service members, teachers, law enforcement officers, firefighters and emergency medical technicians. More Info...
  • Provides homebuyer education that will prepare you for finding and financing a home and for managing the financial responsibilities of homeownership
  • Assistance is not limited to first-time buyers
  • Borrowers’ annual income in combination with household size must be at or below the income limits set for the program in Houston. Income limits are higher for military service members, veterans, law enforcement officers, Pre-K-12th grade teachers, firefighters and emergency medical technicians. View Income Limits |  View First Responder, Military & Teacher Benefit Information
  • Properties qualified for the program must be:
    1. Located in the city of Houston. View Map
    2. The primary, owner-occupied home of the buyer(s)
    3. A single-family home (attached or detached), 2-4 unit home, condominium, townhome, PUD, co-op, land trust or qualified manufactured home

What You Need To Know Before You Apply

  • LIFT Funds must be available. LIFT funds are available on a first come, first served basis.  Visit the Customer Portal and review the loan counter to know if funds are available.
    • If you already have an account and have not yet applied for LIFT, you will need to contact Avenue to request activation of the LIFT Quiz on your Customer Portal.
    • If you already have an account and do not remember your password, click the “Forgot Password” link to receive a reset password email.
    • If you are not sure if you already have an account, please contact us first to confirm to avoid creating a duplicate account.
  • Property must be eligible. You must be under contract to purchase a home and have at least 30 days before your closing date from the date that you apply for LIFT Funds.  You also must have a valid pre-approval letter from a LIFT Approved lender. You will submit your purchase contract and pre-approval letter at time of application.  Avenue’s LIFT Coordinator will review the documents for completeness and confirm property eligibility.
    • Property must pay taxes to the City of Houston
      • Search the property address on the County Tax Assessor’s website
      • “City of Houston” must be listed as an taxing jurisdiction
  • Applicant must be income eligible. Once the LIFT Coordinator confirms that your property is eligible, Avenue will send you a request to schedule an Eligibility Determination Session (EDS) and to upload your income and asset documentation.  Your income eligibility will be determined at this appointment.
    • You must schedule within 24 hours of receipt of this message and upload your documents at minimum 72 hours prior to your scheduled EDS Appointment.
    • EDS appointments have a 7 day blackout period for scheduling so it’s important that you log into your Customer Portal as soon as possible after receiving the request to schedule to ensure you schedule the earliest possible appointment.
    • The date of your EDS appointment is important as it will dictate the earliest possible close date for your home purchase which will be no sooner than 21 days from the date of your EDS Appointment.

 

READY TO APPLY?  VISIT AVENUE’S CUSTOMER PORTAL

HAVE OTHER QUESTIONS?  REVIEW OUR FAQ
Most customer questions can be answered by reviewing the FAQ.

LIFT Frequently Asked Questions

If you still have questions, you can email or call 713-864-9099